Easy Online Payday Loan Direct Lenders -Dreamtolaunch.Live

A Housing Loan for Every Budget

IBS cash loan in a special offer at Getmoney for joyful plans for the whole family – summer 2019, holidays and holidays – loan offer for holidays 2019 and holidays in the country in the mountains, by the sea, in Masuria or abroad. Cheap cash loan at IBS for renovation of an apartment or house. Cheap cash loan at IBS Bank from PLN 1,000 to PLN 3,500 per statement or up to PLN 160,000 without security. Low interest rate and convenient loan period from 3 to 96 months – IBS Bank cash loan – IBS loan promotion offer. Lower interest rate for loans over 20,000 up to 100,000 zł. Take a cash loan at IBS Bank and go on Holiday 2019 All Inclusive at the lowest price for SUMMER 2019 looking for an offer at Last Minute travel agencies. The cheapest holiday loan – a special Internet loan offer for holidays.

IBS Bank focused on a modern offer of loans, deposits, personal and savings accounts in online banking adapted to the needs of ever more demanding clients and did well. This is evidenced by the number of clients who are increasingly willing to transfer personal accounts to IBS and actively use banking products and services.

The factors supporting the implementation of the intended goals are cooperation with the IBS Group, the use of modern technology, the development of distribution channels and the provision of high-quality services. The retail banking development strategy assumes the provision of integrated financial services, the improvement of bundling and the conservative approach to risk. The clients of IBS Bank have access to the Bank’s services 24 hours a day, 7 days a week.


An online loan for any purpose when and where you want


An online loan for any purpose when and where you want

A fast-paced cash loan available during the first visit, provided that the customer will have an identity document and document confirming income, and that no additional credit analysis will be required. Fast cash at IBS Bank is up to PLN 160,000 in cash loans for the repayment period – 8 years (96 months). The loan can be used for any purpose and what is important, IBS Bank does not require a guarantor. In addition, the borrower is free to choose the date of installment payment and may use the Safe Loan insurance program. A fast and attractive cash loan right away.


Cz, it’s worth creating an account

Cz, it

The Direct account with My IBS is a new, personal banking system that facilitates the daily use of the account and adapts to the client. Thanks to it, the customer has access to money where he wants, when he wants and how he wants. On a computer, tablet or smartphone – just as easily. You can immediately see what means the account holder has and what it seems. The Direct account with My IBS makes it easier to make better decisions: efficiently plan your budget and save more. Transfers and recharges are carried out quickly and intuitively.

The Direct account for the company offers a mobile application for tablet and smartphone, PLN 0 for active people for internet transfers in PLN in the country, as well as access to advisors in over 400 branches in Poland.


An online cash loan for the implementation of your plans


An online cash loan for the implementation of your plans


The cash loan in IBS sounds good! What should the profile of the client applying for a cash loan at IBS Bank look like? Extensive conditions to be met in order to receive a cash loan in IBS – basic criteria, requirements (age, income, employment) – loan offer of IBS Bank .

  • Cash loan amount in IBS: from PLN 1,000 to PLN 3,500 (for a statement) or up to PLN 160,000 (without security)
  • Loan period: from 3 to 96 months
  • Interest rate: 7.49 to 8.99% depending on the amount, period, insurance purchase
  • Cash loan in IBS for people from 18 years
  • Required min. income: PLN 800
  • Required employment: contract of employment, commission, work
  • The required duration of employment for individual forms of contract: depending on the source of income
  • Cash loan – income from work abroad – foreign contract: possible to receive a cash loan at the IBS branch
  • Accepted special professions, eg. Sailor, priest, military contract
  • Benefits of the IBS cash loan offer: 0% commission for loans over PLN 20,000 – PLN 100,000

Take advantage of promotional offers and gain.


IBS Bank personal account

ING Bank personal account

A multifunctional and modern internet account for clients who do most of the banking operations themselves. With the account, the customer receives a modern payment card, which can also be paid via the Internet. Modern online banking IBS BankOnLine is access to money when you want through a computer, smartphone, tablet, phone. Mobile application IBS BankMobile for iPhone and Android allowing access to money on your smartphone, to be downloaded just after opening a modern personal IBS account.

IBS Bank has issued over 100,000 Maestro PayPass contactless cards offered to a personal account. They are a convenient and safe way to small shopping. Just bring the card to the reader at the cash register and it’s ready.

In contrast to standard contact transactions, contactless transactions do not require inserting a chip card into the terminal or dragging the magnetic stripe. They do not require confirmation of transactions with a PIN or signature. Just bring the card closer to the reader. In Poland, the maximum amount of a one-time contactless transaction is PLN 50.

The IBS contactless card allows you to make transactions in stores and points marked with the Maestro Paypass logo – these include śabka, Coffee Heaven and McDonalds. IBS hopes that the ever-growing number of contactless cards issued by them and other banks will encourage more points of sale to accept contactless transactions, for the benefit of the client and for themselves.

Paying with a contactless card is just as secure as paying with standard cards. The contactless cards have the technology of secure data encryption. Simply approaching the card to the terminal, eg going with the card next to the reader will not result in an “accidental” transaction. The terminal is activated by the seller – after entering the payment amount at the terminal, the amount to be paid appears and only then it is possible to make a transaction. After data exchange between the terminal and the card, the connection is terminated. A possible attempt to charge the Customer with the same amount or otherwise is therefore impossible, as such action would require re-entering the amount and subsequent contact of the terminal with the card.

The Maestro contactless card of IBS Bank has all the current functionalities of the Maestro debit card issued to the personal account.

Account with Lion Direct

Account with Lion Direct


Internet account – a modern personal account for customers who do most of the banking operations themselves. An account with Lw Direct is full access to money via the Internet, telephone, ATM network and, if necessary, a network of branches.


Mortgage Loan, Mortgage 

Mortgage Loan, Mortgage in ING

Do you want to buy a flat or a house, but you miss cash? Are you wondering where to get it from? Give your head a rest – IBS has a special loan offer for you. Lack of money will no longer be an obstacle to your plans. At IBS you will receive the best housing loan on the market.

Mortgage and construction mortgage loans are granted for:

  • buying a new flat or house,
  • purchase of a used flat or house,
  • building a house,
  • renovation of a house or flat,
  • purchase of a plot.

The mortgage loan is granted in PLN.


  • You can choose 0% commission or reduced margin
  • The maximum loan amount can not normally exceed 80% of the property value.
  • The loan period can be up to 40 years.

You can choose to repay in monthly amounts equal to (so-called “dawn”) or monthly amounts to decrease.

They arrive, arrange, help in choosing the best offer.

IBS offers a free consultation with a credit advisor in a place of your choice, all over the country. They help in choosing the best loan option and in completing the necessary formalities.

Offers: “0% commission” and “Reduced margin” are addressed to persons who have or will create a personal account at IBS Bank SA before signing a loan agreement and have or declare the proceeds on this account in the amount of min. PLN 2000 a month. You do not have an account – open it now. The ‘0% commission’ and ‘reduced margin’ offers do not merge.



Personal payday loan simulator

Simulator Fast Lend personal payday loans is a good example of the level of simplification and simplicity we have made on our website, which will avoid displacement and will save you time and money. In this article we tell you point by point what are the parts that form it and what they are for, a quick guide to a tool that does not really have any mystery.

Online payday loan simulator 

payday loan

The online payday loan simulator on your right has the objective of quickly visualizing the basic conditions of your application, that is, the amount to be requested, the time to be returned and the cost of the operation. Using it does not involve any commitment, since to process the credit it is necessary to provide a series of personal data that are made in the following screen, after pressing the green button. Therefore, feel free to try the different combinations, as it is only a first and informative contact about our services.

This immediate and simple visualization contrasts with the procedures that normally have to be carried out in bank branches or traditional lenders. In them, to request information and obtain a simulation of the credit you have to provide numerous documents, to which must be added the inconvenience of the transfer and the time limitation of their offices. And the result is not always the expected one: a complex payment schedule, with grace periods, opening fees, monthly payments and other concepts that are not always clear.

How our personal payday loan simulator works point by point

How our personal payday loan simulator works point by point

The first thing you will find in our simulator is a bar or selector to choose the amount of money you want to request. At one end you see € 50 and in the other € 750 , which indicate the minimum and maximum amount you can ask for. In the middle, a button that can move both sides to indicate the exact amount of your loan. As you can see, the amounts to be requested are always multiples of 50, in order to simplify the operation.

The second bar of the simulator corresponds to the return period. At Fast Lend, online microcredits have a maximum validity of one month, so at one extreme you will find the term of 1 day and the opposite, of 30 days . In the center of the bar, the exact deadline to establish. Of course, if eventualities arise when returning the credit, you can contact us or the company that manages your loan to request an extension, although this procedure entails additional costs.
Immediately below is a summary of the chosen conditions.

In this space you have to pay attention to the section ‘Cost ‘, because it indicates the price that the customer has to request for the customer. These are also called ‘management expenses’. In many cases you will see it at ‘0 €’, which means that this loan could be free thanks to some promotion or simply that you still do not know the amount of these management expenses, since some personal data that could be modify those fees, such as being enrolled in a list of defaulters.

After that, the next thing shown is the green button. As we said, pressing it does not imply any commitment, because in reality it moves you to the form in which you will have to give your contact information. On the page of that form you can also make a new modification of the amount and term of the credit, so the first decision you make is not invariable.
Finally, a padlock appears under the button and indicates that “All data is safe with SSL encryption”. It is an informative and reassuring message: the personal data that is sent through our website is completely safe thanks to the encryption system we use, the most advanced, which is provided by the prestigious company Comodo.

Fill out the form and start enjoying your credit

Fill out the form and start enjoying your credit

Although we will probably expand it in future posts, the form to which the simulator is redirected is equally simple and logical. In the first section you must indicate the personal data necessary to identify you: name, date of birth, gender, NIF …
Of these personal data, special mention deserves the bank account number.

It is a very important fact, because it is in it where you will receive the requested credit amount. In addition, there is also a box where you will indicate if you have a negative credit history, that is, if you are part of or have been part of a list of defaulters, such as Credit Rating. On the other hand, in the section ‘Employment’ you must also provide relevant information about your employment situation.

However, it should be clarified that being registered with Credit Rating or having no employment at that time are not exclusive conditions when obtaining a loan, but are only informative sections, which are added to the rest of the data provided from the simulator. personal payday loans to configure the most competitive proposal.

What is a Public Debt Trading Operation?

The money that the state has to manage in treasury and debt is administered by a public entity called IGCP. Today, this same body carries out an operation to exchange Treasury Bonds, whose maturity was 2015 and 2016, for Bonds maturing in 2021 and 2023.


First It Is Necessary to Clarify: What are Treasury Bonds?

First It Is Necessary to Clarify: What are Treasury Bonds?

Since the money that the State has to manage does not come only through the collection of Taxes, as well as the families, the State also has to resort to external financing. The way the state most uses to finance itself is through the issuance of Treasury Bonds (for long-term issues) or Treasury Bills (for short-term issues). These bonds are placed on the market by decision of the IGCP and are securities that represent a right of the buyer to receive the amount invested in a previously established time horizon (with maturities up to 50 years), with an associated interest (fixed rates) . In fact, you can always see the latest Variable Income Treasury Bonds.

Today IGCP is making an operation to exchange Treasury Bonds, that is, it will issue debt that it will use to repay the debt that expires.


Why is IGCP doing this operation?


The State’s level of indebtedness is among the highest in the history of our country, so the option to resort to more indebtedness would not be surely responsible (as we have seen with Portuguese families and their relentless search for personal credit). However, funding needs exist and you need to know how to manage these sources. In conducting an exchange of bonds for bonds maturing in 2015 and 2016, the State proposes to pay the same amount of these bonds but now within 2021 and 2023.

This “smoothing of debt peaks” operation allows repayment to creditors of state debt to be better distributed over the years. Since the State knows that in 2021 and 2023 it will not have as high values ​​in its treasury as the projections for the next two years, the IGCP chooses to place in these years the result of this exchange operation of Obligations. In this way you can manage your short-term treasury by making other options without falling into a “bottleneck” in debt. In making this better distribution of repayments, one notices that the State is cautioning to make advance payments on larger and heavier debts, without having to resort to new financings, such as the current debts to the International Monetary Fund.

For this to be successful, investors need to believe that Portugal will be able to meet its obligations in 2021 and 2023, just as they believed it would do next year.

Loans of € 400 Instant

Finding the best personal loans to suit you in an emergency situation seems complicated. If you need to cover the immediate payment of an invoice, repair a fault in the home or make a last-minute investment, the most likely is that you only need a small amount of money and are not willing to mortgage with more than you need, In this case, quick loans are the best solution for your situation.

If for example you need a loan of 400 euros , you can order them online and receive an answer in just fifteen minutes. The service is completely online and guarantees the security of the clients. The money is deposited directly to the indicated bank account and in less than 24 hours.

It is important that you carefully review the offers, interests and possible charges that may exist before confirming the credit application, this will help you avoid payments that you have not foreseen.

The advantage of borrowing 400 euros

The advantage of borrowing 400 euros

Online loans have different advantages over the credit of traditional channels, provided that they are adequately informed, they can save money on commissions, interest, fees and all the procedures that usually have to request a loan.

The ease of getting the exact amount you need, and not a larger amount, will allow you to better plan your economy, if you need a loan of 400 euros , you can request only that amount and schedule your return between 30 and 90 days.

You can also request a loan of 400 euros without payroll or endorsement, or cumbersome procedures that make the process slow and complicated, you can request urgent money without papers, without headbands.

On the other hand, the possibility of obtaining a loan with the amount that adjusts to what you need on time, allows you to plan your economy in the short term, taking into account that the return period is of days.

Steps to get a loan of 400 euros at the moment

Steps to get a loan of 400 euros at the moment

Generally, private credit companies usually lend a maximum of 300 euros in the first loan, and when they return, they become a known or trusted client, with the possibility of increasing the amounts of the loans without payroll to be requested.

As you generate a story with the lender, you can increase the amount and return times, which will allow you to have greater economic fluidity.

Credit 400 euros, the first time

If you need a loan of 400 euros and it is the first time you will use a microcredit in Good Samaritan we have a wide network of lenders that offer different options.

To apply for a credit of 400 euros, as indicated, some providers usually ask to be a known or trusted customer, that is to say that they have requested a previous credit and have complied with the payment of it, so it is necessary to make a review of the suppliers that give you the possibility to request that amount.

Loan of 400 euros instantly

Good Samaritan helps you find the money loans you need in minutes, as it collaborates with different lenders. You must fill in the form, indicate the amount to request and the time of return.

When you apply for your loan of 400 euros , it will simultaneously reach all the lenders increasing the chances of finding the one that fits your needs.

Four steps to apply for your credit:

  • Create an account in Good Samaritan
  • Select the quantity and days you need
  • Receive the money in your account
  • Loyalty program, pay within the term


What do you need to apply for your € 400 loan?

What do you need to apply for your € 400 loan?

As we have been mentioning, one of the great advantages of micro-credits, such as the 400-euro loan , is that no guarantees are requested, nor cumbersome procedures for granting them.

So for you to get that loan of 400 euros that brought you here, you just have to give some basic information:

  • Your name and surnames
  • Have a Spanish DNI or NIE identity document that certifies you as of legal age
  • Contact phone numbers
  • Email
  • Bank account in which the money will be deposited in case the express loan is approved.

Do you need another amount that is not 400 euros?

Do you need another amount that is not 400 euros?

If you need a loan of 400 euros or a different amount, at Good Samaritan we offer you the possibility of finding options that suit your needs among dozens of suppliers with whom you collaborate.
We have quick money loans that fit your needs, if you are looking for a different one at 400 euros then we leave you more potions, click on the link with the amount you need.

600 euros loans
Loans of 500 euros
200 euros loans
Loans of 100 euros
Loans of 300 euros

Personal Payday Loans – Tips and Tricks

Who wants to take a payday loan privately, has the opportunity to ask first with relatives and friends. When prospective borrowers take out a payday loan privately and find it in the circle of acquaintances, this offers the advantage that the usual checks with banks are eliminated.

With a payday loan from the family or the circle of acquaintances usually neither after the creditworthiness nor a Bank information is asked. In order not to endanger friendships and relationships, you should only lend yourself as much money as you can actually repay in the circle of acquaintances. It is best to keep a written record of how and in what time the payday loan should be repaid. There are even more tips here.

Make payday loans from private to private online


Alternatively to a payday loan from relatives or acquaintances, credit seekers may also take out a payday loan from other individuals. Through the Internet, special marketplaces for payday loans have developed from private to private. That is, private individuals do not have to look around for a payday loan in the circle of acquaintances, but can also find the right lender on the Internet. These payday loans are also known as P2P payday loans and as peer-to-peer payday loans.

Peer-to-peer payday loans are settled without or largely without the intervention of a bank.


Lenders receive security by lending only payday loans with a small payday loan amount or by dividing the payday loan amount among several potential creditors. The social component can play a major role here. On the one hand, it is assumed that the borrower has a higher willingness to repay due to the personal relationship.

On the other hand, not only creditworthiness and Bank information are important for private lenders, but also the project that should be realized with their help.

What advantages do payday loans from private individuals offer?


Anyone who decides to take out a payday loan privately will quickly realize that the terms are often less rigid. Potential creditors enjoy the advantage of being able to negotiate individual forms of contract formation from private individuals to private individuals. Banks, on the other hand, can not act so flexibly.

They are subject to well-defined criteria for the granting of payday loans. A credit check for payday loans from private usually still. The collateral for the payday loan from private is also set individually. Anyone who wants to take out a payday loan privately compares current offers easily and quickly at Time Lending.


Payment of a real estate loan can not be made overnight

The Internet has changed many things in everyday life, for example because they can be done faster. However, this does not apply to every area, and certain things still require time, which, among other things, applies to the payment of real estate loans. Builders or buyers who finish their financings only at the last minute, could thereby get into subconscious trouble.

Loan search has been accelerated

Loan search has been accelerated

Granted, the search for low-interest loans was largely agreed. A short request is enough for our independent consultants to seek and compare several hundred financing offers from different banks to work out the optimal financing solution. At the same time, the direct banks have become extremely fast, financing will be approved within a few days.

With the payoff, however, it behaves differently, which has good reasons. Before a promised loan can be disbursed, the so-called payment conditions must first be met.

collateralization of the loan

collateralization of the loan

This is a collection of various requirements, which are primarily concerned with the collateralization of the loan. For example, many banks are again requesting a current payroll.

Even more important is the preparation of the land register: it must be made a registration of the land charge and an enforceable copy of the land charge deed created – first if the latter is present, the bank will pay off the loan amount.

The land registry takes time

The land registry takes time

Notaries and land registries are involved in this process – there is no way around them in this case. However, there are more delays at the land registries, and it may take four to eight weeks before the necessary documents are available.

If you would like to know more about this, it is best to get in touch directly with the competent land registry office, because the processing times can vary greatly depending on the region.

Given such potential delays, prospective homeowners should not wait too long to prepare their funding. If you do it anyway, you may not be able to pay the real estate price agreed in the purchase contract on time, so that penalties may arise.

It is therefore better to go in time for the loan search and then to take care of the fulfillment of the payment requirements.

Score compass: Get free credit

Credit Score is an online service provided by Lender family. Consumers can use the service to regularly request their own credit for free, so they are always informed about their own credit rating. This is important, as the credit rating is not only the basis for the granting of credit, but sometimes also the promise of particularly favorable conditions influenced. When determining the credit score, the online service works together with infoscore Consumer Data GmbH. In addition to your own free credit check, the calculation of a personal account score is also offered.

The online service Credit Score

The online service Credit Score

Launched in 2015 by Lender family, the service works with information agency infoscore Consumer Data, a subsidiary of arvato Financial Solutions, based in Baden-Baden. Through the credit bureau, which is one of the largest credit bureaus in Germany besides Bank, Credit Score obtains the necessary information to determine the creditworthiness of consumers.

Credit Check Online: How Does Credit Score Work?

Credit Check Online: How Does Credit Score Work?

Register without obligation and for free with a few mouse clicks on Credit Score. Register as a new customer by entering your personal data and choosing your access data. Then carry out the identification via mobile TAN and security check of the ID data.

Immediately after signing up, anyone interested in the score can check their creditworthiness at any time. The free credit check can be carried out quite easily from home or on the move via laptop, tablet or smartphone and thus allows regular monitoring of the credit rating. The Credit Score App facilitates the easy credit check online without a separate login.

Using scoring, a mathematical-statistical calculation, the so-called credit score is calculated, which allows statements about the risk of default. The score does not refer to the payment behavior of a single person, but to a comparative group of persons with the same or similar characteristics. The scoring process uses historical data to deduce similar events in the future.


Who was the service of Credit Score for?

Who was the service of Credit Score for?

Anyone who is at least 18 years old, has an ID card of the Federal Republic of Germany and is registered in Germany, can immediately request free credit information via the online service. In addition, the user must have a mobile phone, as this is needed to legitimize the person. First and foremost, the tool is designed for individuals who want to test and improve their credit rating.

Why the credit rating is so important?

Why the credit rating is so important?


Credit scores make a statement about the probability of a payment behavior of private persons and thus form an important information basis for credit decisions. The credit rating is therefore an elementary criterion for many consumers and entrepreneurs to decide whether a loan is granted and on what terms. Not only in connection with banking transactions, creditworthiness is crucial, for example, more and more landlords require a proof of credit from potential new tenants. The better the score, the higher the probability of winning the contract for an apartment.

If, during the online credit check, you find that you are not creditworthy due to negative features, there are some tips and tricks that you should follow to improve your Bank score. Overall, you should pay attention to contractual behavior and settle invoices and installments on time, in order to prevent the emergence of negative features.

How reliable and reliable is Credit Score?

How reliable and reliable is Credit Score?

Credit Score obtains the credit rating data from the credit reporting agency infoscore Consumer Data GmbH. Here, for example, information is stored on which banks a consumer keeps accounts, which mobile phone contracts have been concluded or whether judicial dunning procedures are in place.

Since credit reference agencies in Germany in addition to the publicly available sources, such as the Federal Gazette or publications of the commercial register, data on different contracting parties relate, stored with the different credit bureaus data on consumers in the rarest cases are completely congruent. It can easily happen that, for example, the Bank has more or different data available about consumers than other credit bureaus. Based on the data stored at infoscore Consumer Data GmbH, Credit Score offers consumers a good and reliable overview of their own creditworthiness.

The data on consumers are strictly confidential data, which are treated accordingly sensitive. If a consumer requests a credit check, the data transfer takes place exclusively via a secure, encrypted SSL connection. Users can also be sure that the data will not be passed on to third parties for advertising purposes – negative experiences with the use of Credit Score will be prevented accordingly.

What distinguishes the free credit checks of information from other providers?

For example, if consumers collect a credit report from the Bank, this is once a year free of charge. Any further Bank credit report can be viewed immediately upon payment. If multiple credit checks are needed, then this can quickly go into the money. Remedy, not only in connection with the costs, creates here the online service of Lender family:


  • Free
    Registration and use are free of charge at any time. There are no hidden costs – Credit Score is really free.


  • Fast
    Immediately after signing up, you can simply call up your own credit score online. The annoying application for a credit report is omitted, since the creditworthiness can be checked online at any time. The Credit Score App facilitates access to your own user account. With a single click you can query your own creditworthiness without much effort. Annoying research and waiting for an information account.


  • For sure
    The transmission of confidential data is done exclusively via encrypted SSL connections.


  • Current
    Regular newsletters on creditworthiness are issued via newsletters. In addition, you always have an up-to-date overview of your creditworthiness and your account movements. In addition, you will receive advice on optimal account usage.


Account analysis with Credit Score

Account analysis with Credit Score

In addition to the credit score, the online service “My Rate” offers consumers the service to analyze their own finances. For this, the so-called account score is determined on the basis of existing account movements.

The account score is designed to optimize consumer account management for the effective use of one’s own finances. This is an optional offer. In the case of a desired use of the service, the Credit Score access and the online banking tool are coupled with each other, so that the sales are evaluated in terms of efficiency. Users then receive information directly on their smartphone via push notification. For example, the Credit Score Application informs you when a user has reached the account, when cash receipts occur, or when there are problems with the payment process.